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Insurance Calculators & Tools

13 free tools · English & Español

  • Built on official CMS, IRS and HHS figures
  • No personal details needed
  • Results instantly, free

Every calculator here applies published government figures to numbers you enter, and shows you the answer without asking for your name, your email or your phone number. Where a figure depends on a carrier’s own pricing, we ask you for it rather than inventing one.

13
Calculators
5
Insurance categories
EN / ES
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Health Insurance & ACA · Medicare · Life Insurance · Dental & Vision · Supplemental

Health Insurance & ACA

Marketplace subsidies, employer affordability and what a plan really costs over a year.
3 tools

Medicare

Penalties, premiums, IRMAA surcharges and prescription costs, from the published CMS figures.
5 tools

Life Insurance

How much cover a household actually needs, before anyone quotes you a premium.
1 tools

Dental & Vision

Whether a small plan pays for itself once premiums and annual maximums are counted.
2 tools

Supplemental

Disability, hospital indemnity and critical illness, sized against a real gap.
2 tools
These are educational estimates

Nothing here is an insurance quote or an eligibility determination. Only HealthCare.gov, Medicare.gov, Social Security or the carrier itself can determine what you qualify for and what you will pay. We do not offer every plan available in your area; any information we provide is limited to the plans we do offer. Contact Medicare.gov or 1-800-MEDICARE for all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.

Want a real number instead of an estimate?

Vivian compares what is actually available to you — your county, your doctors, your medications — in English or Spanish, at no cost.

+1 (407) 777-5046 · Licensed in Florida. No obligation.

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